Christmas time is an expensive time for everyone, no matter how big your budget is, the Christmas shop is probably one of the biggest shopping trips you will do every year.

We all want to enjoy ourselves and make some beautiful memories with our family and friends. But what if you could save money and earn cash back on lots of the items you buy?

Well, with the tips i’m going to give you, you can and will easily make cash back and save money on your Christmas shopping, well actually your future shopping as well.

There are three sure ways I earn Cashback, saving me money every time I shop. The different apps have different shops on them, some obviously cross over but having all three definitely covers most of your items.

*Should you purchase anything from one of my links, I will receive a small commission at no extra cost to you.

These are:

Airtime Rewards

Airtime Rewards is a fantastic app that saves you money off of your phone bill every time you shop with a list of registered shops, both in store and online.

You simply download the app to your phone, once registered you enter the code XAYDDHNU and straight away you have earned a bonus for signing up using the code. After you have signed up you can use the refer-a-friend scheme and recommend the app to your friends and family earning both them and yourself a bonus amount every time. What’s not to love?!

It works just like TopCashBack apart from you don’t need to go to the app first, you simply use the card registered such as your main bank card and shop as normal. You can add a multiple of cards onto the account, so if you use your credit card for a big purchase, you still get the Airtime Rewards.

The added bonus if you use TopCashBack aswell, you earn Cashback from them and money off your phone bill as well. Same purchase, double the cashback.


TopCashBack is a Cashback site and app that earns you a commission for shopping with them. They have so many different retailers and it is a fantastic way to earn Cashback on your shopping.

You simply create an account here, then every time you shop you go to the TopCashBack site first and search where you would like to purchase from, they then direct you to the requested retailer and you earn Cashback from your purchase.


Quidco is a Cashback site that also has a great refer-a-friend programme. Once your friend as a confirmed Cashback of £5, you earn £25! Definitely worth signing up and referring your friends.

Quidco also have a great selection of retailers offering fantastic Cashback bonuses.

Some of their retailers are:

  • Disney Shop
  • Very
  • Sky
  • Currys
  • Tui
  • Boohoo
  • Dominos

3 For 2 Money Saves

Everyone by now should know of the Boots 3 for 2 offers at Christmas time. I must admit I much prefer ordering this online to make sure I see all that is available. The 3 for 2 offers includes Beauty, Toys, Bath sets and many more, literally something for everyone if you’re looking to save yourself some money. Make sure you have a Boots advantage card as well as they have a great points system to earn money back to spread in store or online. also do brilliant deals on perfume and electrical products at this time of year as well, so don’t miss out.

Looking for more way to save on Christmas, take a look at 5 Tips on how to Budget for Christmas

Have you wondered what the TK Maxx loyalty card offers? Check out Lifestyle Saving Techniques for more information.