If you’ve ever wanted to save money but felt overwhelmed by big monthly targets, the 1p Savings Challenge is honestly one of the easiest ways to start — and it’s not too late to join in.
The idea is simple: you save 1p on day one, 2p on day two, 3p on day three, and so on. By the end of the challenge, you’ll have saved £667.95 without even really noticing it. Small steps, big win.
And one of the best ways to do this challenge? Using Monzo.
Why Monzo Is Perfect for the 1p Challenge
Monzo makes saving feel effortless. You can set up a dedicated savings pot just for the challenge, automate your transfers, and watch your balance grow day by day. Seeing that progress is surprisingly motivating.
Even better — if you sign up using my link, you’ll receive £10 completely free, and it doesn’t cost you a thing. Free money and better money habits? Yes please.
The Benefits of Using Monzo (Beyond Saving)
Monzo isn’t just great for savings — it’s an all-round money management tool.
🌍 Use Your Card Abroad
Monzo is perfect for travel. You can use your card abroad with great exchange rates and no nasty surprises. Everything shows up instantly in the app, so you always know what you’re spending.
📊 Easy Budgeting
Monzo automatically categorises your spending, helping you see exactly where your money is going. You can set monthly budgets, get alerts if you’re overspending, and finally feel in control of your finances — not the other way around.
🏡 Track Your Mortgage & Home Equity
One of Monzo’s standout features is how it helps you see the bigger picture. You can track your mortgage payments and even see the equity in your home grow over time. It’s a great motivator and makes long-term finances feel much more tangible.
Why Start Now?
You don’t need to wait for a new year, a new month, or “the perfect time.” The best time to start saving is now — even if you’re jumping in partway through.
With Monzo, the 1p Savings Challenge becomes simple, visual, and genuinely enjoyable. And with £10 free when you sign up using my link, you’re already starting ahead.
Small change. Smart tools. Big results.
Let’s save together 💙
Monzo: £10, £20 or £50 free money for signed & same for refer-a-friend
Sign up Here: positivelylifestyle/monzo
Simply sign-up using the link provided
You’ll receive a mystery amount of either £10, £20 or £50
Use your card within 30 days of sign-up
Then refer-a-friend and earn everytime
Couldn’t be easier and best of all its free! I use Monzo all the time now.
Do you want more ways to save and/or make money, check this out!